Welcome to Open Capital

Where we believe financial freedom starts with choice. Founded in 2018, our mission is simple: to help people access the money that’s already theirs.

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Turning Future Payments Into Present Opportunities

If you’re receiving structured settlement or annuity payments, we make it possible to convert those future payments into a single, upfront lump sum.

Life doesn’t wait for scheduled payments. Whether you want to start a business, pay off debt, buy a home, or simply take a well-deserved step forward — we’re here to help you make it happen.

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Clear. Honest. Personal.

​At Open Capital, we combine professional expertise with personal attention. Every situation is unique, and our team walks you through the process from start to finish — clearly, honestly, and without pressure.

We believe trust is earned through transparency and communication — not fine print.

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